The multiply linear regression model was used and the results showed that the structure of the market has a negative impact on the performance of the firm, and that the behavior of the firm or conduct has a positive impact on the performance of the firm. According to Shittu (2012), the theory of financial intermediation was first formalized in the works of Goldsmith (1969), Shaw (1973) and Mckinnon (1973), who see financial markets (both money and capital markets) as playing a pivotal role in economic development, attributing the differences in economic growth across countries to the quantity and quality of services provided by financial institutions. These results are useful to both academics and policy makers. banking system intensified as the crisis progressed, and it was revealed that some banks were using the central bank discount window as an ongoing source of funding. However, in order to facilitate the implementation and achievement of efficiency by these banks, vibrant competition policy should be initiated by the regulatory authorities. Here, we briefly review the earlier literature, comprehensively review two extensively applied newer methods, propose several minor improvements to one of those methods, and illustrate those improvements using a new sample of highly concentrated banking markets. Multiple regression equations were applied to a cross sectional time series data of five world leading beer brewery firms after ensuring that the data are stationary and co-integrated. Specifically, the study ascertained the significant effect between cost management, operating profit and earnings per share of Nigerian corporate firms. The results indicate that the market concentration power is of paramount importance in the determination of bank profitability. Moreover, a healthy financial system provides effective structural linkages necessary for economic growth. Square (OLS) reveal that total new issue, market capitalization, Join ResearchGate to find the people and research you need to help your work. much attention, especially empirical evidence. The arguments for and against deposit insurance are discussed. Secondary data was collected from the CBN statistical bulletin and national bureau of Statistics. The impact of working capital management on the profitability of manufacturing firms has attracted the attention of researchers in different countries of the world in recent times. Evidence from Nigeria, Investigating the nexus between Non-Performing Loans in the Nigerian Banking System and Lending to Micro-Small Medium Enterprises, Modeling Financial Intermediation Functions of Banks: Theory and Empirical Evidence from Nigeria, The Anatomy of Banking System Credit and SMEs Growth in Nigeria: A Cointegration and Causality Analysis, The Significance of Information and Communication Technology (ICT) in the Development of the Banking Industry, The Value of Money under Financial Intermediation and a Reserve System, Informal Financial Arrangements and the Stability of Deposit Insurance in Less Developed Countries, Sell-Side Information Production in Financial Markets. indicate that a major way to improving quality of human development and inclusive In Nigeria, banking business, according to Section 6 of the Banks and other Financial Institutions Act 1991 (as â¦ The theory of financial intermediation was first formalized in the works of Goldsmith , Shaw  and Mckinnon , who see financial markets (both money and capital markets) playing a pivotal role in economic development, attributing the differences in economic growth across countries to the quantity and quality of services provided by financial institutions. This level of concentration was confirmed by the Herfindahl-Hirschman Index (HHI) for assets which stood at 774.50 by the end of 2016. In recent times, the industry has been bugged by recession, occasioned by mismanagement of funds, inability to adhere to ethical standards, employment of below- average workers, and misplacement of priorities. Tax Structure, Government Spending And Productivity Growth In Nigeria. These data were subjected to descriptive and inferential methods. capacity to process high volume of transactions among others. Provides a systematic presentation of the economic field of industrial organization, which is concerned with how productive activities are brought into harmony with the demand for goods and services through an organizing mechanism, such as a free market, and how variations and imperfections in the organizing mechanism affect the successful satisfying of an economy's wants. Based on this, the study recommends that a well deserved attention be placed by the government and other stakeholders in the sector in the areas of access to funds, legislations, institutional restructuring and protection. Guidelines on electronic banking in Nigeria: The Central Bank of Nigeria (CBN) recognizes that electronic banking and payments services are still at the cradle stages of development in Nigeria. Coefficients of the SPSS Regression Result. The graphs indicated positive trends in respect to lending to MSMEs and the productivity of MSMEs. makers in SSA should improve access to more diversified financial services, then currently exist promote strong institutions and adopt prudent management of resource wealth that would support inclusive growth, boost human development, and guarantee the attainment of inter-temporal, non-declining consumption amongst SSA countries. Under both banking systems there is a negative relation between the value and the supply of the reserve monies. The study considers the two competing hypothesis of industrial economics, the structure-performance and the efficiency-performance hypothesis in explaining the performance of the Nigerian banking industry. on the market; all the tiers of government should encourage In 1892 Nigeria's first bank, the African Banking Corporation, was established. Nigerian and absence of financial intermediation can contributes to, This study was designed to identify the extent to which technology has impacted customer satisfaction in the Nigerian banking sector. Download full-text PDF. Data for the study were extracted from five years Annual accounts and reports of five(5) food production companies. The quest for enhancing productivity in the stock markets is reinforced by the trends in globalization. ResearchGate has not been able to resolve any references for this publication. This paper is designed to examine the significance of Information and Communication Technology (ICT) in the development of the banking industry. The increase in the numbers of customers and various activities carried out in the banking industries are growing astronomically. In Nigeria, a study by, ... ROA shows the profit earned per currency of assets which reflects the management ability to utilize the financial and real investment resources to generate profit (Naceur, 2003). Collusive Oligopoly In The Nigerian Banking Sector: Evidence And Policy Implications. Chapter one serves as an introduction of the topic, which ex-rayed issues likes: Background of the study, statement of the problem, purpose or objective of the study, significance of the study and limitation of the study. 1.2 STATEMENT OF THE PROBLEM The problem in a nutshell includes such practices as fraudulent activities and mismanagement by bank officials poor, liquidity and unavailability of adequate credits to deserving customers. decline in a bankâ€™s stock price conditional on a crash in a banking index. (TNM). Based on this, the study recommends that Nigerian corporate firms should adopt modern strategic cost management method for effective operation to enable them to be at advantage in competing with their contemporaries in foreign country. While the profitability of Jordanian commercial banks or Jordanian Islamic banks has been examined by previous research, this study is the first to address the determinants of the profitability of the banking sector in Jordan. The study, therefore, recommends that pharmaceutical firms should glosses over the micro-level interactions in the financial markets and among financia, This shortcoming later formed the spring board for the development of agency theor. We first generate market-based measures of banksâ€™ systemic risk exposures using extreme value analysis. variance, etc. Access scientific knowledge from anywhere. Extended analysis of pricing, product policy, and technological innovation then follows. Volume 15 Education And Economic Diversification For Self-reliance In Nigeria. The Effect of Non-oil Fdi On Non-oil Export Performance In Nigeria, Effect of Organisational Structure on Performance of Selected Manufacturing Companies in Enugu State Nigeria, Examining the Factors Influencing the International Expansion of Nigerian Banks, REVISED VERSION 6 NIGERIAN BANKING INDUSTRY, Evidence on Structure Conduct Performance Hypothesis in Pakistani Commercial Banks, Measurement of Banking Structure in Saudi Arabia and Its Effect on Bank Performance, Concentration and Other Determinants of Bank Profitability in Europe, North America and Australia, Market structure and performance in Spanish banking, Determinants of European Bank Profitability: A Note, Concentration and Foreign Penetration in Latin American Banking Sectors: Impact on Competition and Risk, The Optimal Size of a Bank: Costs and Benefits of Diversification, Monetary transmission and bank competition in the EMU, Industrial Market Structure and Economic Perfomance, The Impact of corporate Diversification in an Emerging Market:The case of Nigerian Deposit Taking Banks- My Ph.D Thesis. Shortcomings of the structure–conduct–performance (SCP) hypothesis have rendered newer empirical methods crucial for assessing competition in banking markets. shock wave of change. One of the major fallouts of this misplacement of priorities is the current pendulum swinging against shareholders as they lose their in vestments, relevance, appeals and contacts to the market. The Central Bank is the apex and it is responsible for regulating the banking system in the country. that weak or poor corporate governance is Two types of banking systems are considered. The bank efficiency variable proxy by operating efficiency (EFF) has negative relationship with bank performance (Pre-tax ROA) on the contrary the two market concentration variables (Market share and Herfindahl-Hirschman index) are positively related with Pre-tax ROA. The first Nigerian bank be an effective regulatory framework for finance companies be made to their! 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